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Insurances and Security
Bulgarian property insurance for foreigners living in Bulgaria
Our property insurance is designed for expatriate owners of property in Bulgaria.
If you own an apartment, home or villa in Bulgaria, it is almost a necessity that you obtain your own home insurance. Home Insurance in Bulgaria covers such items like freezer contents, flooding and valuables taken out of the house.
Our insurance is designed specifically for expatriates living in Bulgaria. We work with the world’s leading insurers, they offer essential features such as cover during letting and protection when the property is unoccupied. It also covers parts of the home excluded in ‘community’ policies.
One common demand from expats is quality home insurance, which will be able to ensure their piece of mind.
We understand and know how to work with Bulgarian legislation. Claims are settled by professional local Bulgarian loss adjusters.
To further expand our after sales property services for clients, “Orange Home” have teamed up with the leading security companies. We understand that you maybe concerned to leave your property in Bulgaria unattended for large periods of time and having a good quality security system with regular checks of your property by security guards does help to give peace of mind.
If you decide to take out a contract with the security company, then what can you expect for your money? Firstly, a good quality security system will be installed in your property which, in the event of a break-in, would be set off and the security company will be alerted as it will be connected to their central database.
They have a ‘3 minute’ response policy which means that they try and ensure they arrive at your Bulgarian property within this time. Once there, they do have the authority to apprehend and take the criminal(s) to the local police station where they will be dealt with.
Why install a security system?
Having a good quality security system and support of reputable company, along with ourselves, does make a huge difference if you own a property which you do not visit on a regular basis. It is a common fact that an unoccupied property, no matter what country it is in, is a much more likely target for criminals. Most criminals will check a property before robbing/vandalizing it and if it is clear that you have a security system in, they simply won’t touch it.
As well as that, you would receive discounts on the majority of home insurance offers. In some cases, your insurance bill can be cut by half simply because you have a reliable security system installed. So, economically, it does make sense!
Because each property is different, there is no set price for a security system. Therefore, a specific tailor made quote for your property in Bulgaria can be made and this will include the actual cost of installing a full security system and for security guard checks.